# Metya ## Metya White Book - [Executive Summary](https://metya.gitbook.io/metya/executive-summary.md) - [Vision & Narrative](https://metya.gitbook.io/metya/vision-and-narrative.md): Why PayFi + SocialFi (Social = Asset, Payment = Value) - [The “Last Mile” of Web3 Adoption: Make Tokens Truly Spendable](https://metya.gitbook.io/metya/vision-and-narrative/the-last-mile-of-web3-adoption-make-tokens-truly-spendable.md) - [Three-Layer Vision: Relationships → Assets → Spending Loop](https://metya.gitbook.io/metya/vision-and-narrative/three-layer-vision-relationships-assets-spending-loop.md) - [Problem Statement](https://metya.gitbook.io/metya/problem-statement.md): Structural Limits in Web2 Social/Payments - [Common Issues in Web3 SocialFi/Payments](https://metya.gitbook.io/metya/problem-statement/common-issues-in-web3-socialfi-payments.md) - [The Break in “Earn → Hold → Spend”](https://metya.gitbook.io/metya/problem-statement/the-break-in-earn-hold-spend.md) - [Engineering Challenges of Payments (Compliance × Clearing × Risk)](https://metya.gitbook.io/metya/problem-statement/engineering-challenges-of-payments-compliance-clearing-risk.md) - [Consequences for Token Economics](https://metya.gitbook.io/metya/problem-statement/consequences-for-token-economics.md) - [Our Design Principles](https://metya.gitbook.io/metya/problem-statement/our-design-principles.md) - [Market Landscape](https://metya.gitbook.io/metya/market-landscape.md) - [Industry Drivers: Stablecoins/Card Rails, AI, Compliance Maturation](https://metya.gitbook.io/metya/market-landscape/industry-drivers-stablecoins-card-rails-ai-compliance-maturation.md) - [Structured Opportunity: A Low-Friction “Earn-Hold-Spend” Trunk Line](https://metya.gitbook.io/metya/market-landscape/structured-opportunity-a-low-friction-earn-hold-spend-trunk-line.md) - [Regional Path: Start Where Mobile Wallets + Creator Economy Are Dense](https://metya.gitbook.io/metya/market-landscape/regional-path-start-where-mobile-wallets-+-creator-economy-are-dense.md) - [Competitive Lens: Closed Loop & Verifiability Decide](https://metya.gitbook.io/metya/market-landscape/competitive-lens-closed-loop-and-verifiability-decide.md) - [Growth Methodology: Turn Subsidies into “Spendable, Accruable Rights”](https://metya.gitbook.io/metya/market-landscape/growth-methodology-turn-subsidies-into-spendable-accruable-rights.md) - [Measurable Health: From “Price/Sentiment” to “Spend/Retention”](https://metya.gitbook.io/metya/market-landscape/measurable-health-from-price-sentiment-to-spend-retention.md) - [Risks & Hedges: Front-Load Uncertainty into System Design](https://metya.gitbook.io/metya/market-landscape/risks-and-hedges-front-load-uncertainty-into-system-design.md) - [Product & Architecture](https://metya.gitbook.io/metya/product-and-architecture.md) - [User Layer: How AI Social Becomes “Spendable Value”](https://metya.gitbook.io/metya/product-and-architecture/user-layer-how-ai-social-becomes-spendable-value.md) - [PayFi Middle Layer: Engineering the “Spend” Path](https://metya.gitbook.io/metya/product-and-architecture/payfi-middle-layer-engineering-the-spend-path.md) - [Merchant Layer: Encode GMV/Repurchase/Rebates into Contracts](https://metya.gitbook.io/metya/product-and-architecture/merchant-layer-encode-gmv-repurchase-rebates-into-contracts.md) - [Identity & Rights: Composable DID + NFT Social Cards](https://metya.gitbook.io/metya/product-and-architecture/identity-and-rights-composable-did-+-nft-social-cards.md) - [Token & incentives: Liquid Staking V2 makes time a multiplier](https://metya.gitbook.io/metya/product-and-architecture/token-and-incentives-liquid-staking-v2-makes-time-a-multiplier.md) - [Contracts & events (EVM/BSC)](https://metya.gitbook.io/metya/product-and-architecture/contracts-and-events-evm-bsc.md) - [Data & observability](https://metya.gitbook.io/metya/product-and-architecture/data-and-observability.md) - [Compliance & multi‑region ops](https://metya.gitbook.io/metya/product-and-architecture/compliance-and-multi-region-ops.md) - [Key diagrams](https://metya.gitbook.io/metya/product-and-architecture/key-diagrams.md) - [Token ($MY)](https://metya.gitbook.io/metya/token-usdmy.md): Utility & value - [Sources & sinks](https://metya.gitbook.io/metya/token-usdmy/sources-and-sinks.md) - [Tokenomics](https://metya.gitbook.io/metya/token-usdmy/tokenomics.md): (supply, allocation, release) - [SIP release (of SIP portion)](https://metya.gitbook.io/metya/token-usdmy/sip-release-of-sip-portion.md) - [Security & Compliance](https://metya.gitbook.io/metya/security-and-compliance.md) - [Audit & vulnerability management](https://metya.gitbook.io/metya/security-and-compliance/audit-and-vulnerability-management.md) - [Payments & AML compliance](https://metya.gitbook.io/metya/security-and-compliance/payments-and-aml-compliance.md): (KYC/KYB, AML/CFT, Travel Rule) - [Content compliance & user safety](https://metya.gitbook.io/metya/security-and-compliance/content-compliance-and-user-safety.md) - [Legal & geo availability](https://metya.gitbook.io/metya/security-and-compliance/legal-and-geo-availability.md) - [Data security & privacy](https://metya.gitbook.io/metya/security-and-compliance/data-security-and-privacy.md) - [Verifiability & auditability](https://metya.gitbook.io/metya/security-and-compliance/verifiability-and-auditability.md) - [SLAs/OKRs (illustrative)](https://metya.gitbook.io/metya/security-and-compliance/slas-okrs-illustrative.md) - [Top risks & mitigations](https://metya.gitbook.io/metya/security-and-compliance/top-risks-and-mitigations.md) - [Team Introduction](https://metya.gitbook.io/metya/team-introduction.md): The following bios are provided by the project team - [Roadmap](https://metya.gitbook.io/metya/roadmap.md) - [Glossary & References](https://metya.gitbook.io/metya/glossary-and-references.md) - [Metrics & Method](https://metya.gitbook.io/metya/glossary-and-references/metrics-and-method.md) - [References & Standards](https://metya.gitbook.io/metya/glossary-and-references/references-and-standards.md) - [Contract Addresses, Interfaces & SDKs (Appendix Overview)](https://metya.gitbook.io/metya/glossary-and-references/contract-addresses-interfaces-and-sdks-appendix-overview.md) - [Appendices](https://metya.gitbook.io/metya/appendices.md): A. Fees & Limits (illustrative; vary by region/rail) - [Card Product Specifications](https://metya.gitbook.io/metya/appendices/card-product-specifications.md): (regions, schemes, risk) - [Data Methodology](https://metya.gitbook.io/metya/appendices/data-methodology.md): (actives, GMV, anti-cheat) - [Legal & Compliance Path](https://metya.gitbook.io/metya/appendices/legal-and-compliance-path.md): (licensing, partners) - [EXTERNAL LINKS](https://metya.gitbook.io/metya/external-links.md) - [Contact us](https://metya.gitbook.io/metya/contact-us.md) ## Metya - [Welcome](https://metya.gitbook.io/metya/metya/readme.md) - [Quickstart](https://metya.gitbook.io/metya/metya/getting-started/quickstart.md) - [Publish your docs](https://metya.gitbook.io/metya/metya/getting-started/publish-your-docs.md) - [Editor](https://metya.gitbook.io/metya/metya/basics/editor.md) - [Markdown](https://metya.gitbook.io/metya/metya/basics/markdown.md) - [Images & media](https://metya.gitbook.io/metya/metya/basics/images-and-media.md) - [Interactive blocks](https://metya.gitbook.io/metya/metya/basics/interactive-blocks.md) - [OpenAPI](https://metya.gitbook.io/metya/metya/basics/openapi.md) - [Integrations](https://metya.gitbook.io/metya/metya/basics/integrations.md) --- # Agent Instructions This documentation is published with GitBook. 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