> For the complete documentation index, see [llms.txt](https://metya.gitbook.io/metya/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://metya.gitbook.io/metya/product-and-architecture.md).

# Product & Architecture

Metya makes social–payments–merchant a continuous system. 

Top: AI social & creator economy. Middle: PayFi (Metya Card + clearing). Bottom: on-chain contracts and compliance/risk. A unified event/data bus connects layers so every interaction, spend, and rebate is recorded, verified, reconciled, and settled.