The “Last Mile” of Web3 Adoption: Make Tokens Truly Spendable

The last mile isn’t another airdrop—it’s putting tokens into daily life: top up a card, tip a live, buy a coffee in-store, boost a task.

Reduce friction across earn → hold → spend: seamless fiat/stablecoin↔token conversion, coordinated clearing & risk control across on-/off-chain, and consistent cross-language/region/channel UX.

PayFi hides back-end complexity (compliance, reconciliation, limits, risk) while surfacing front-end certainty to spend.

Token demand then correlates less with market cycles and more with true frequency and basket size, enabling scale.