> For the complete documentation index, see [llms.txt](https://metya.gitbook.io/metya/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://metya.gitbook.io/metya/vision-and-narrative/three-layer-vision-relationships-assets-spending-loop.md).

# Three-Layer Vision: Relationships → Assets → Spending Loop

* Relationship datafication: Minimal-necessary on-chain anchoring of matching, chat, live interactions, tips, task completion, and offline check-ins. Build DID-based portable reputation while preserving privacy.
* Value assetization: Use NFT social cards, task credentials, points & tokens to codify contribution into composable, measurable, distributable assets & rights—unlocking higher rankings, tier perks, fee discounts, and better yield structures.
* Spending loop: Via PayFi (Metya Card / merchant system), convert assets into immediate purchasing power, with merchant cashback, task subsidies, and membership boosts reinvested into social/creation—forming a Social → Earn → Pay → Merchant → Loyalty → Social flywheel. Once spinning, growth is driven by real usage rather than short-term speculation.